Schwab U.S. Broad Market ETF (SCHB)
$29.28−1.18%close of Oct 16, 2026
Schwab U.S. Broad Market ETF (SCHB) is an exchange-traded fund (ETF) run by Schwab. This fund owns shares of about 2,400 US companies of all sizes. It charges 0.03% a year. From November 2009 to October 2026 it returned about 14.2% a year, and its worst drop was −35.3%.
Written by the Tactfolio research team. Fund facts checked October 17, 2026. Prices through October 16, 2026.
- Yearly fee
- 0.03%
- about $3 on $10,000
- 1-year return
- 16.1%
- to Oct 16, 2026
- Return per year
- 14.2%
- since November 2009
- Worst drop
- −35.3%
- since 2009
- Below its high
- −2.4%
- now
- Volatility
- 17.4%
- yearly swings
- Issuer
- Schwab
- Tracks
- Dow Jones U.S. Broad Stock Market Index
- Started trading
- November 3, 2009
- Type
- US stocks, ETF
- Holdings
- 2,409 holdings as of February 28, 2026
- Expense ratio
- 0.03% a year
How has SCHB done since 2009?#
From November 2009 to October 2026, SCHB returned about 14.2% a year. The S&P 500 returned about 14.4% a year over the same dates. Say you put in $10,000 at the start. It would have been worth about $94,836 at the end, with every dividend reinvested.
| Period | SCHB | S&P 500 (SPY) |
|---|---|---|
| 1 month | 1.0% | 1.5% |
| 3 months | 1.1% | 1.9% |
| 6 months | 8.7% | 9.3% |
| Year to date | 12.5% | 12.8% |
| 1 year | 16.1% | 16.8% |
| 3 years per year | 21.6% | 22.0% |
| 5 years per year | 11.7% | 12.8% |
| 10 years per year | 14.9% | 15.4% |
| Since 2009 per year | 14.2% | 14.4% |
Periods longer than a year show the return per year (CAGR). Prices through October 16, 2026. Figures use daily closing prices adjusted for splits, with dividends reinvested. They do not include taxes or the cost of buying and selling. Past results do not tell you what will happen next.
SCHB returns by month and year#
SCHB rose in 137 of its 204 months (67%). Its best month was April 2020, at 13.3%. Its worst was March 2020, at −13.9%.
| Year | Total | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 12.5% | 1.6 | −0.6 | −5.0 | 10.5 | 5.2 | −0.5 | −0.4 | 2.6 | −0.7 | −0.1 | ||
| 2025 | 16.9% | 2.9 | −1.9 | −5.8 | −0.8 | 6.4 | 5.2 | 2.3 | 2.3 | 3.4 | 2.2 | 0.2 | 0.0 |
| 2024 | 23.9% | 1.1 | 5.4 | 3.3 | −4.3 | 4.8 | 3.1 | 1.8 | 2.1 | 2.1 | −0.7 | 6.7 | −3.0 |
| 2023 | 26.2% | 6.9 | −2.3 | 2.7 | 1.1 | 0.5 | 6.7 | 3.6 | −1.9 | −4.8 | −2.7 | 9.4 | 5.3 |
| 2022 | −19.5% | −6.1 | −2.4 | 3.4 | −9.2 | −0.1 | −8.4 | 9.4 | −3.8 | −9.3 | 8.1 | 5.2 | −5.8 |
| 2021 | 25.8% | −0.4 | 3.2 | 3.7 | 5.1 | 0.4 | 2.5 | 1.8 | 2.8 | −4.5 | 6.8 | −1.4 | 3.8 |
| 2020 | 20.8% | −0.1 | −8.1 | −13.9 | 13.3 | 5.4 | 2.2 | 5.7 | 7.2 | −3.8 | −2.0 | 12.2 | 4.3 |
| 2019 | 30.8% | 8.6 | 3.5 | 1.5 | 3.9 | −6.5 | 7.1 | 1.5 | −2.1 | 1.9 | 2.1 | 3.8 | 2.8 |
| 2018 | −5.3% | 5.2 | −3.7 | −2.0 | 0.4 | 2.8 | 0.7 | 3.4 | 3.4 | 0.2 | −7.4 | 1.9 | −9.1 |
| 2017 | 21.2% | 1.9 | 3.7 | 0.1 | 1.0 | 1.1 | 0.8 | 2.0 | 0.1 | 2.4 | 2.2 | 3.0 | 1.1 |
| 2016 | 12.1% | −5.7 | 0.0 | 6.6 | 0.6 | 1.8 | 0.2 | 4.0 | 0.2 | 0.2 | −2.1 | 4.5 | 2.0 |
| 2015 | 0.4% | −2.8 | 5.7 | −1.0 | 0.5 | 1.3 | −1.8 | 1.8 | −6.0 | −2.9 | 7.9 | 0.6 | −2.1 |
| 2014 | 12.7% | −3.2 | 4.8 | 0.6 | 0.1 | 2.3 | 2.5 | −1.9 | 4.1 | −2.0 | 2.7 | 2.5 | 0.0 |
| 2013 | 33.2% | 5.4 | 1.1 | 4.0 | 1.7 | 2.4 | −1.1 | 5.3 | −2.9 | 3.8 | 4.3 | 2.8 | 2.7 |
| 2012 | 16.4% | 4.9 | 4.2 | 3.2 | −0.6 | −6.2 | 3.9 | 1.1 | 2.4 | 2.5 | −1.6 | 0.7 | 1.4 |
| 2011 | 1.4% | 2.3 | 3.5 | 0.5 | 3.0 | −1.1 | −1.8 | −2.4 | −5.8 | −7.5 | 11.5 | −0.4 | 1.0 |
| 2010 | 17.1% | −3.4 | 3.3 | 6.2 | 2.0 | −7.9 | −5.4 | 6.9 | −4.7 | 9.5 | 3.9 | 0.5 | 6.8 |
| 2009 | 7.5% | 4.7 | 2.7 |
Each month runs from the last close of the month before. The first month counts from the first close.
How risky is SCHB compared with the S&P 500?#
Measured from October 2021 to October 2026, on the days both traded.
- Beta 1.01. When the S&P 500 moved 1% in a day, SCHB tended to move about 1.01%.
- Correlation 1.00. SCHB mostly moved with the S&P 500.
- Up and down months. In months the S&P 500 rose, SCHB rose 99% as much on average. In months it fell, SCHB fell 104% as much.
| Measure | SCHB | S&P 500 (SPY) |
|---|---|---|
| Return per year | 11.7% | 12.8% |
| Volatility | 17.3% | 17.1% |
| Worst drop | −25.4% | −24.5% |
| Sharpe ratio | 0.73 | 0.79 |
| Sortino ratio | 1.05 | 1.15 |
| Calmar ratio | 0.46 | 0.52 |
Volatility is how much the price swings in a year. The Sharpe ratio is return per unit of volatility, the Sortino ratio counts only the falls, and the Calmar ratio is the return per year over the worst drop. Higher ratios mean more return for the risk taken.
Is SCHB above its 200-day average?#
SCHB closed 5.1% above its 200-day average on October 16, 2026. A rule that holds SCHB only above that average would hold it today.
- vs 200-day average
- +5.1%
- above it
- 50-day vs 200-day
- +6.2%
- trend rising
- vs 52-week high
- −2.4%
- high of $30.01
A moving average is the average close over the last so many days. Trend rules such as the 10-month moving average strategy hold a fund only while it is above one. You can build that rule for SCHB and backtest it in a minute.
What was SCHB’s worst drop?#
A drawdown is how far a fund falls from its last high point. SCHB’s worst fall was −35.3%, from February 19, 2020 to March 23, 2020. It got back to that high on August 12, 2020. On October 16, 2026 it was 2.4% below its highest close.
| Drop | From the high | To the bottom | Back to the high |
|---|---|---|---|
| −35.3% | Feb 19, 2020 | Mar 23, 202033 days | Aug 12, 20205 months |
| −25.4% | Dec 27, 2021 | Oct 12, 20229 months | Dec 18, 202314 months |
| −20.2% | Sep 20, 2018 | Dec 24, 20183 months | Apr 23, 20194 months |
| −20.1% | Apr 29, 2011 | Oct 3, 20115 months | Feb 8, 20124 months |
| −19.3% | Feb 19, 2025 | Apr 8, 20252 months | Jun 27, 20253 months |
Big drops are normal for some funds. They matter because selling during a drop locks in the loss.
What does SCHB hold?#
This fund owns shares of about 2,400 US companies of all sizes. It follows an index of the largest 2,500 US stocks. Its value rises and falls with the US stock market as a whole.
It tracks the Dow Jones U.S. Broad Stock Market Index. It had 2,409 holdings as of February 28, 2026, according to Schwab.
What is the SCHB expense ratio?#
SCHB charges 0.03% a year. An expense ratio is the yearly fee a fund takes to run itself. On $10,000, a 0.03% fee comes to about $3 a year. Of the 162 ETFs on Tactfolio, 85% charge more.
You never get a bill for it. The fund takes the fee out of its own value a little each day.
Which Tactfolio strategies hold SCHB?#
No classic strategy holds SCHB yet. You can add it to your own rules in the builder and see how they would have done.
How does SCHB compare with similar ETFs?#
Funds that can stand in for SCHB:
- ITOT: iShares Core S&P Total U.S. Stock Market ETF, 0.03% a year
- VTI: Vanguard Morningstar Total Stock Market ETF, 0.03% a year
- SPYM: State Street SPDR Portfolio S&P 500 ETF, 0.02% a year
- IVV: iShares Core S&P 500 ETF, 0.03% a year
See all 8 SCHB alternatives, compared on the same dates as SCHB.
Test SCHB in your own rules#
Tactfolio is a platform where you build rules-based investing strategies, backtest them on decades of real prices, share them, and run them automatically in your own Alpaca account. Open the builder, add SCHB, and see how a rule such as “hold it only above its 200-day average” would have done. Strategies run on daily prices and hold US stocks and ETFs only.
The details#
Prices come from Tactfolio’s stored daily prices for SCHB and SPY. Each close is adjusted for splits, and dividends are reinvested on the day the fund pays them out. CAGR is the steady yearly return that turns the starting value into the ending value. Volatility is the yearly standard deviation of daily returns. Beta and correlation compare daily returns with the S&P 500 over the same dates.
Fund facts come from Schwab. We checked them on October 17, 2026. Read what a backtest simulates and how to read drawdown and CAGR for more on these measures.
Common questions#
What is the expense ratio of SCHB?#
SCHB charges 0.03% a year, according to Schwab as of October 17, 2026. That is about $3 a year for every $10,000 you hold.
When did SCHB start trading?#
SCHB started trading on November 3, 2009. It is run by Schwab.
What does SCHB track?#
SCHB tracks the Dow Jones U.S. Broad Stock Market Index. This fund owns shares of about 2,400 US companies of all sizes.
How much has SCHB returned per year?#
From November 2009 to October 2026, SCHB returned about 14.2% a year with dividends reinvested. Its worst drop was −35.3%. Past returns do not tell you what it will do next.
Is SCHB above its 200-day moving average?#
On October 16, 2026, SCHB closed 5.1% above its 200-day moving average. This page updates after each US market close.
Which strategies use SCHB?#
None of Tactfolio’s classic strategies hold SCHB yet. You can test it in your own rules in the builder.