Schwab U.S. Large-Cap ETF (SCHX)

How has SCHX done since 2009?#

From November 2009 to October 2026, SCHX returned about 14.4% a year. The S&P 500 returned about 14.4% a year over the same dates. Say you put in $10,000 at the start. It would have been worth about $97,667 at the end, with every dividend reinvested.

SCHX returns by month and year#

SCHX rose in 139 of its 204 months (68%). Its best month was April 2020, at 13.0%. Its worst was March 2020, at −13.0%.

How risky is SCHX compared with the S&P 500?#

Measured from October 2021 to October 2026, on the days both traded.

• Beta 1.00. When the S&P 500 moved 1% in a day, SCHX tended to move about 1.00%.
• Correlation 1.00. SCHX mostly moved with the S&P 500.
• Up and down months. In months the S&P 500 rose, SCHX rose 99% as much on average. In months it fell, SCHX fell 102% as much.

Is SCHX above its 200-day average?#

SCHX closed 5.5% above its 200-day average on October 16, 2026. A rule that holds SCHX only above that average would hold it today.

What was SCHX’s worst drop?#

A drawdown is how far a fund falls from its last high point. SCHX’s worst fall was −34.3%, from February 19, 2020 to March 23, 2020. It got back to that high on August 6, 2020. On October 16, 2026 it was 2.3% below its highest close.

What does SCHX hold?#

This fund owns shares of about 750 of the biggest companies in the United States. Its value goes up and down with large US stocks. A handful of giant companies make up a big part of the fund.

It tracks the Dow Jones U.S. Large-Cap Total Stock Market Index. It had 749 holdings as of February 28, 2026, according to Schwab.

What is the SCHX expense ratio?#

SCHX charges 0.03% a year. An expense ratio is the yearly fee a fund takes to run itself. On $10,000, a 0.03% fee comes to about $3 a year. Of the 162 ETFs on Tactfolio, 85% charge more.

You never get a bill for it. The fund takes the fee out of its own value a little each day.

Which Tactfolio strategies hold SCHX?#

No classic strategy holds SCHX yet. You can add it to your own rules in the builder and see how they would have done.

How does SCHX compare with similar ETFs?#

Funds that can stand in for SCHX:

• VV: Vanguard Morningstar Large-Cap ETF, 0.03% a year
• IWB: iShares Russell 1000 ETF, 0.15% a year
• DIA: State Street SPDR Dow Jones Industrial Average ETF Trust, 0.16% a year
• SPYM: State Street SPDR Portfolio S&P 500 ETF, 0.02% a year

See all 8 SCHX alternatives, compared on the same dates as SCHX.

Test SCHX in your own rules#

Tactfolio is a platform where you build rules-based investing strategies, backtest them on decades of real prices, share them, and run them automatically in your own Alpaca account. Open the builder, add SCHX, and see how a rule such as “hold it only above its 200-day average” would have done. Strategies run on daily prices and hold US stocks and ETFs only.

The details#

Prices come from Tactfolio’s stored daily prices for SCHX and SPY. Each close is adjusted for splits, and dividends are reinvested on the day the fund pays them out. CAGR is the steady yearly return that turns the starting value into the ending value. Volatility is the yearly standard deviation of daily returns. Beta and correlation compare daily returns with the S&P 500 over the same dates.

Fund facts come from Schwab. We checked them on October 17, 2026. Read what a backtest simulates and how to read drawdown and CAGR for more on these measures.