Schwab U.S. Dividend Equity ETF (SCHD)

How has SCHD done since 2011?#

From October 2011 to October 2026, SCHD returned about 13.5% a year. The S&P 500 returned about 15.0% a year over the same dates. Say you put in $10,000 at the start. It would have been worth about $66,323 at the end, with every dividend reinvested.

SCHD returns by month and year#

SCHD rose in 118 of its 181 months (65%). Its best month was November 2020, at 13.2%. Its worst was March 2020, at −11.9%.

How risky is SCHD compared with the S&P 500?#

Measured from October 2021 to October 2026, on the days both traded.

• Beta 0.63. When the S&P 500 moved 1% in a day, SCHD tended to move about 0.63%.
• Correlation 0.76. SCHD moved with the S&P 500 some of the time.
• Up and down months. In months the S&P 500 rose, SCHD rose 82% as much on average. In months it fell, SCHD fell 84% as much.

Is SCHD above its 200-day average?#

SCHD closed 8.8% above its 200-day average on October 16, 2026. A rule that holds SCHD only above that average would hold it today.

What was SCHD’s worst drop?#

A drawdown is how far a fund falls from its last high point. SCHD’s worst fall was −33.4%, from January 23, 2020 to March 23, 2020. It got back to that high on September 2, 2020. On October 16, 2026 it was 1.7% below its highest close.

What does SCHD hold?#

This fund owns shares of about 100 US companies that have paid dividends for at least 10 years in a row. The index picks them using measures like debt, profits, dividend size, and how fast dividends have grown. Dividends are cash payments that companies share with their owners.

It tracks the Dow Jones U.S. Dividend 100 Index. It had 98 holdings as of February 28, 2026, according to Schwab.

What is the SCHD expense ratio?#

SCHD charges 0.06% a year. An expense ratio is the yearly fee a fund takes to run itself. On $10,000, a 0.06% fee comes to about $6 a year. Of the 162 ETFs on Tactfolio, 72% charge more.

You never get a bill for it. The fund takes the fee out of its own value a little each day.

Which Tactfolio strategies hold SCHD?#

No classic strategy holds SCHD yet. You can add it to your own rules in the builder and see how they would have done.

How does SCHD compare with similar ETFs?#

Side-by-side pages measure both funds over the same dates:

• SCHD vs VYM: two dividend stock funds that pick companies in different ways.

Funds that can stand in for SCHD:

• VYM: Vanguard High Dividend Yield ETF, 0.04% a year
• SPYD: State Street SPDR Portfolio S&P 500 High Dividend ETF, 0.07% a year
• HDV: iShares Core High Dividend ETF, 0.08% a year
• SPHD: Invesco S&P 500 High Dividend Low Volatility ETF, 0.3% a year

See all 8 SCHD alternatives, compared on the same dates as SCHD.

Test SCHD in your own rules#

Tactfolio is a platform where you build rules-based investing strategies, backtest them on decades of real prices, share them, and run them automatically in your own Alpaca account. Open the builder, add SCHD, and see how a rule such as “hold it only above its 200-day average” would have done. Strategies run on daily prices and hold US stocks and ETFs only.

The details#

Prices come from Tactfolio’s stored daily prices for SCHD and SPY. Each close is adjusted for splits, and dividends are reinvested on the day the fund pays them out. CAGR is the steady yearly return that turns the starting value into the ending value. Volatility is the yearly standard deviation of daily returns. Beta and correlation compare daily returns with the S&P 500 over the same dates.

Fund facts come from Schwab. We checked them on October 16, 2026. Read what a backtest simulates and how to read drawdown and CAGR for more on these measures.