VOO: Vanguard S&P 500 ETF

Vanguard S&P 500 ETF (VOO) is an exchange-traded fund (ETF) run by Vanguard. This fund owns shares of about 500 of the biggest companies in the United States. It charges 0.03% a year. From September 2010 to October 2026 it returned about 14.8% a year, and its worst drop was −34.0%.

Written by the Tactfolio research team. Fund facts checked October 16, 2026. Prices through October 16, 2026.

Yearly fee
0.03%
about $3 on $10,000
Return per year
14.8%
since September 2010
Worst drop
−34.0%
since 2010
Started trading
Sep 2010
Vanguard

Key points

  • Expense ratio: 0.03% a year (about $3 on $10,000).
  • Started trading on September 7, 2010.
  • Worst drop since 2010: −34.0%.
  • No Tactfolio classic strategies hold it.

What does VOO hold?#

This fund owns shares of about 500 of the biggest companies in the United States. It follows the S&P 500 index, so its value goes up and down with that group of companies. A handful of very large companies make up a big part of the fund.

It tracks the S&P 500 Index. It had 505 holdings as of September 30, 2026, according to Vanguard.

FactVOO
Full nameVanguard S&P 500 ETF
IssuerVanguard
Expense ratio0.03% a year
Started tradingSeptember 7, 2010
TracksS&P 500 Index
TypeUS stocks, ETF
Holdings505 holdings as of September 30, 2026
Facts checkedOctober 16, 2026 on the Vanguard fund page

What is the VOO expense ratio?#

VOO charges 0.03% a year. An expense ratio is the yearly fee a fund takes to run itself. On $10,000, a 0.03% fee comes to about $3 a year.

You never get a bill for it. The fund takes the fee out of its own value a little each day.

How has VOO done since 2010?#

$10k$20k$50k20112013201520172019202120232025
VOOGrowth of $10,000, log scale, with dividends reinvested. Past results do not tell you what happens next.

From September 2010 to October 2026, VOO returned about 14.8% a year. Say you put in $10,000 at the start. It would have been worth about $92,175 at the end, with every dividend reinvested.

MeasureVOO
Total return821.7%
Return per year (CAGR)14.8%
Worst drop from a high−34.0%
Volatility (how much it swings)16.9%
Last 12 months16.8%
Last 3 years, per year22.1%
Last 5 years, per year12.9%
Last 10 years, per year15.5%

Prices through October 16, 2026. Figures use daily closing prices adjusted for splits, with dividends reinvested. They do not include taxes or the cost of buying and selling. Past results do not tell you what will happen next.

VOO returns by year#

YearVOO return
2026 (part of the year)12.8%
202517.8%
202425.0%
202326.3%
2022−18.2%
202128.8%
202018.3%
201931.4%
2018−4.5%
201721.8%
201612.2%
20151.3%
201412.9%
201332.4%
201216.0%
20111.9%
2010 (part of the year)14.8%

What was VOO’s worst drop?#

0%−10%−20%−30%20112013201520172019202120232025
Drawdown: how far VOO was below its last high on each day.

A drawdown is how far a fund falls from its last high point. VOO’s worst fall was −34.0%, from February 19, 2020 to March 23, 2020. It got back to that high on August 10, 2020.

The chart shows how far below its last high the fund was on each day. Big drops are normal for some funds. They matter because selling during a drop locks in the loss.

Which Tactfolio strategies hold VOO?#

No classic strategy holds VOO yet. You can add it to your own rules in the builder and see how they would have done.

How does VOO compare with similar ETFs?#

Side-by-side pages measure both funds over the same dates:

  • VOO vs VTI: the S&P 500 against the whole US stock market.
  • SPY vs VOO: two S&P 500 funds with different fees and structures.
  • QQQ vs VOO: the Nasdaq-100 against the S&P 500.
  • IVV vs VOO: two low-cost S&P 500 funds from iShares and Vanguard.
  • VOO vs VOOG: the whole S&P 500 against its growth half.
  • VOO vs VUG: the S&P 500 against large US growth companies.

Funds that can stand in for VOO:

  • SPYM: State Street SPDR Portfolio S&P 500 ETF, 0.02% a year
  • IVV: iShares Core S&P 500 ETF, 0.03% a year
  • SPY: State Street SPDR S&P 500 ETF Trust, 0.0945% a year
  • ITOT: iShares Core S&P Total U.S. Stock Market ETF, 0.03% a year

See all 8 VOO alternatives, compared on the same dates as VOO.

Test VOO in your own rules#

Tactfolio is a platform where you build rules-based investing strategies, backtest them on decades of real prices, share them, and run them automatically in your own Alpaca account. Open the builder, add VOO, and see how a rule such as “hold it only above its 200-day average” would have done. Strategies run on daily prices and hold US stocks and ETFs only.

The details#

Prices come from Tactfolio’s stored daily prices for VOO. Each close is adjusted for splits, and dividends are reinvested on the day the fund pays them out. CAGR is the steady yearly return that turns the starting value into the ending value. Volatility is the yearly standard deviation of daily returns.

Fund facts come from Vanguard. We checked them on October 16, 2026. Read what a backtest simulates and how to read drawdown and CAGR for more on these measures.

Common questions#

What is the expense ratio of VOO?#

VOO charges 0.03% a year, according to Vanguard as of October 16, 2026. That is about $3 a year for every $10,000 you hold.

When did VOO start trading?#

VOO started trading on September 7, 2010. It is run by Vanguard.

What does VOO track?#

VOO tracks the S&P 500 Index. This fund owns shares of about 500 of the biggest companies in the United States.

How much has VOO returned per year?#

From September 2010 to October 2026, VOO returned about 14.8% a year with dividends reinvested. Its worst drop was −34.0%. Past returns do not tell you what it will do next.

Which strategies use VOO?#

None of Tactfolio’s classic strategies hold VOO yet. You can test it in your own rules in the builder.

Sources#