SCHX: Schwab U.S. Large-Cap ETF

What does SCHX hold?#

This fund owns shares of about 750 of the biggest companies in the United States. Its value goes up and down with large US stocks. A handful of giant companies make up a big part of the fund.

It tracks the Dow Jones U.S. Large-Cap Total Stock Market Index. It had 749 holdings as of February 28, 2026, according to Schwab.

What is the SCHX expense ratio?#

SCHX charges 0.03% a year. An expense ratio is the yearly fee a fund takes to run itself. On $10,000, a 0.03% fee comes to about $3 a year.

You never get a bill for it. The fund takes the fee out of its own value a little each day.

How has SCHX done since 2009?#

From November 2009 to October 2026, SCHX returned about 14.4% a year. Say you put in $10,000 at the start. It would have been worth about $97,667 at the end, with every dividend reinvested.

Prices through October 16, 2026. Figures use daily closing prices adjusted for splits, with dividends reinvested. They do not include taxes or the cost of buying and selling. Past results do not tell you what will happen next.

SCHX returns by year#

What was SCHX’s worst drop?#

A drawdown is how far a fund falls from its last high point. SCHX’s worst fall was −34.3%, from February 19, 2020 to March 23, 2020. It got back to that high on August 6, 2020.

The chart shows how far below its last high the fund was on each day. Big drops are normal for some funds. They matter because selling during a drop locks in the loss.

Which Tactfolio strategies hold SCHX?#

No classic strategy holds SCHX yet. You can add it to your own rules in the builder and see how they would have done.

How does SCHX compare with similar ETFs?#

Funds that can stand in for SCHX:

• VV: Vanguard Morningstar Large-Cap ETF, 0.03% a year
• IWB: iShares Russell 1000 ETF, 0.15% a year
• DIA: State Street SPDR Dow Jones Industrial Average ETF Trust, 0.16% a year
• SPYM: State Street SPDR Portfolio S&P 500 ETF, 0.02% a year

See all 8 SCHX alternatives, compared on the same dates as SCHX.

Test SCHX in your own rules#

Tactfolio is a platform where you build rules-based investing strategies, backtest them on decades of real prices, share them, and run them automatically in your own Alpaca account. Open the builder, add SCHX, and see how a rule such as “hold it only above its 200-day average” would have done. Strategies run on daily prices and hold US stocks and ETFs only.

The details#

Prices come from Tactfolio’s stored daily prices for SCHX. Each close is adjusted for splits, and dividends are reinvested on the day the fund pays them out. CAGR is the steady yearly return that turns the starting value into the ending value. Volatility is the yearly standard deviation of daily returns.

Fund facts come from Schwab. We checked them on October 17, 2026. Read what a backtest simulates and how to read drawdown and CAGR for more on these measures.