SCHH: Schwab U.S. REIT ETF

What does SCHH hold?#

This fund owns shares of about 120 US companies that own buildings and land and collect rent. These companies are called REITs. All of them are in one industry, so the fund is less spread out than a broad stock fund.

It tracks the Dow Jones Equity All REIT Capped Index. It had 117 holdings as of February 28, 2026, according to Schwab.

What is the SCHH expense ratio?#

SCHH charges 0.07% a year. An expense ratio is the yearly fee a fund takes to run itself. On $10,000, a 0.07% fee comes to about $7 a year.

You never get a bill for it. The fund takes the fee out of its own value a little each day.

How has SCHH done since 2011?#

From January 2011 to October 2026, SCHH returned about 6.6% a year. Say you put in $10,000 at the start. It would have been worth about $27,335 at the end, with every dividend reinvested.

Prices through October 16, 2026. Figures use daily closing prices adjusted for splits, with dividends reinvested. They do not include taxes or the cost of buying and selling. Past results do not tell you what will happen next.

SCHH returns by year#

What was SCHH’s worst drop?#

A drawdown is how far a fund falls from its last high point. SCHH’s worst fall was −44.2%, from February 21, 2020 to March 23, 2020. It got back to that high on June 10, 2021.

The chart shows how far below its last high the fund was on each day. Big drops are normal for some funds. They matter because selling during a drop locks in the loss.

Which Tactfolio strategies hold SCHH?#

No classic strategy holds SCHH yet. You can add it to your own rules in the builder and see how they would have done.

How does SCHH compare with similar ETFs?#

Funds that can stand in for SCHH:

• XLRE: State Street Real Estate Select Sector SPDR ETF, 0.08% a year
• VNQ: Vanguard Real Estate ETF, 0.13% a year
• IYR: iShares U.S. Real Estate ETF, 0.37% a year
• RWO: State Street SPDR Dow Jones Global Real Estate ETF, 0.5% a year

See all 7 SCHH alternatives, compared on the same dates as SCHH.

Test SCHH in your own rules#

Tactfolio is a platform where you build rules-based investing strategies, backtest them on decades of real prices, share them, and run them automatically in your own Alpaca account. Open the builder, add SCHH, and see how a rule such as “hold it only above its 200-day average” would have done. Strategies run on daily prices and hold US stocks and ETFs only.

The details#

Prices come from Tactfolio’s stored daily prices for SCHH. Each close is adjusted for splits, and dividends are reinvested on the day the fund pays them out. CAGR is the steady yearly return that turns the starting value into the ending value. Volatility is the yearly standard deviation of daily returns.

Fund facts come from Schwab. We checked them on October 17, 2026. Read what a backtest simulates and how to read drawdown and CAGR for more on these measures.