SCHG: Schwab U.S. Large-Cap Growth ETF

Schwab U.S. Large-Cap Growth ETF (SCHG) is an exchange-traded fund (ETF) run by Schwab. This fund owns shares of about 200 large US companies picked as growth stocks. It charges 0.04% a year. From January 2010 to October 2026 it returned about 16.1% a year, and its worst drop was −34.6%.

Written by the Tactfolio research team. Fund facts checked October 17, 2026. Prices through October 16, 2026.

Yearly fee
0.04%
about $4 on $10,000
Return per year
16.1%
since January 2010
Worst drop
−34.6%
since 2010
Started trading
Dec 2009
Schwab

Key points

  • Expense ratio: 0.04% a year (about $4 on $10,000).
  • Started trading on December 11, 2009.
  • Worst drop since 2010: −34.6%.
  • No Tactfolio classic strategies hold it.

What does SCHG hold?#

This fund owns shares of about 200 large US companies picked as growth stocks. Growth stocks can rise fast. They can also fall hard when the market drops.

It tracks the Dow Jones U.S. Large-Cap Growth Total Stock Market Index. It had 195 holdings as of February 28, 2026, according to Schwab.

FactSCHG
Full nameSchwab U.S. Large-Cap Growth ETF
IssuerSchwab
Expense ratio0.04% a year
Started tradingDecember 11, 2009
TracksDow Jones U.S. Large-Cap Growth Total Stock Market Index
TypeUS stocks, ETF
Holdings195 holdings as of February 28, 2026
Facts checkedOctober 17, 2026 on the Schwab fund page

What is the SCHG expense ratio?#

SCHG charges 0.04% a year. An expense ratio is the yearly fee a fund takes to run itself. On $10,000, a 0.04% fee comes to about $4 a year.

You never get a bill for it. The fund takes the fee out of its own value a little each day.

How has SCHG done since 2010?#

$10k$20k$50k$100k20112013201520172019202120232025
SCHGGrowth of $10,000, log scale, with dividends reinvested. Past results do not tell you what happens next.

From January 2010 to October 2026, SCHG returned about 16.1% a year. Say you put in $10,000 at the start. It would have been worth about $122,590 at the end, with every dividend reinvested.

MeasureSCHG
Total return1,126%
Return per year (CAGR)16.1%
Worst drop from a high−34.6%
Volatility (how much it swings)19.7%
Last 12 months11.4%
Last 3 years, per year23.6%
Last 5 years, per year13.3%
Last 10 years, per year18.6%

Prices through October 16, 2026. Figures use daily closing prices adjusted for splits, with dividends reinvested. They do not include taxes or the cost of buying and selling. Past results do not tell you what will happen next.

SCHG returns by year#

YearSCHG return
2026 (part of the year)8.3%
202517.5%
202435.0%
202350.1%
2022−31.8%
202128.1%
202039.1%
201936.0%
2018−1.4%
201728.1%
20166.6%
20153.2%
201415.8%
201334.0%
201216.9%
2011−0.7%
201014.9%

What was SCHG’s worst drop?#

0%−10%−20%−30%20112013201520172019202120232025
Drawdown: how far SCHG was below its last high on each day.

A drawdown is how far a fund falls from its last high point. SCHG’s worst fall was −34.6%, from November 19, 2021 to January 5, 2023. It got back to that high on December 18, 2023.

The chart shows how far below its last high the fund was on each day. Big drops are normal for some funds. They matter because selling during a drop locks in the loss.

Which Tactfolio strategies hold SCHG?#

No classic strategy holds SCHG yet. You can add it to your own rules in the builder and see how they would have done.

How does SCHG compare with similar ETFs?#

Funds that can stand in for SCHG:

  • VUG: Vanguard Morningstar Growth ETF, 0.03% a year
  • SPYG: State Street SPDR Portfolio S&P 500 Growth ETF, 0.04% a year
  • MGK: Vanguard Morningstar Mega Cap Growth ETF, 0.05% a year
  • VONG: Vanguard Russell 1000 Growth ETF, 0.06% a year

See all 8 SCHG alternatives, compared on the same dates as SCHG.

Test SCHG in your own rules#

Tactfolio is a platform where you build rules-based investing strategies, backtest them on decades of real prices, share them, and run them automatically in your own Alpaca account. Open the builder, add SCHG, and see how a rule such as “hold it only above its 200-day average” would have done. Strategies run on daily prices and hold US stocks and ETFs only.

The details#

Prices come from Tactfolio’s stored daily prices for SCHG. Each close is adjusted for splits, and dividends are reinvested on the day the fund pays them out. CAGR is the steady yearly return that turns the starting value into the ending value. Volatility is the yearly standard deviation of daily returns.

Fund facts come from Schwab. We checked them on October 17, 2026. Read what a backtest simulates and how to read drawdown and CAGR for more on these measures.

Common questions#

What is the expense ratio of SCHG?#

SCHG charges 0.04% a year, according to Schwab as of October 17, 2026. That is about $4 a year for every $10,000 you hold.

When did SCHG start trading?#

SCHG started trading on December 11, 2009. It is run by Schwab.

What does SCHG track?#

SCHG tracks the Dow Jones U.S. Large-Cap Growth Total Stock Market Index. This fund owns shares of about 200 large US companies picked as growth stocks.

How much has SCHG returned per year?#

From January 2010 to October 2026, SCHG returned about 16.1% a year with dividends reinvested. Its worst drop was −34.6%. Past returns do not tell you what it will do next.

Which strategies use SCHG?#

None of Tactfolio’s classic strategies hold SCHG yet. You can test it in your own rules in the builder.

Sources#