SCHB: Schwab U.S. Broad Market ETF
Schwab U.S. Broad Market ETF (SCHB) is an exchange-traded fund (ETF) run by Schwab. This fund owns shares of about 2,400 US companies of all sizes. It charges 0.03% a year. From November 2009 to October 2026 it returned about 14.2% a year, and its worst drop was −35.3%.
Written by the Tactfolio research team. Fund facts checked October 17, 2026. Prices through October 16, 2026.
- Yearly fee
- 0.03%
- about $3 on $10,000
- Return per year
- 14.2%
- since November 2009
- Worst drop
- −35.3%
- since 2009
- Started trading
- Nov 2009
- Schwab
Key points
- Expense ratio: 0.03% a year (about $3 on $10,000).
- Started trading on November 3, 2009.
- Worst drop since 2009: −35.3%.
- No Tactfolio classic strategies hold it.
What does SCHB hold?#
This fund owns shares of about 2,400 US companies of all sizes. It follows an index of the largest 2,500 US stocks. Its value rises and falls with the US stock market as a whole.
It tracks the Dow Jones U.S. Broad Stock Market Index. It had 2,409 holdings as of February 28, 2026, according to Schwab.
| Fact | SCHB |
|---|---|
| Full name | Schwab U.S. Broad Market ETF |
| Issuer | Schwab |
| Expense ratio | 0.03% a year |
| Started trading | November 3, 2009 |
| Tracks | Dow Jones U.S. Broad Stock Market Index |
| Type | US stocks, ETF |
| Holdings | 2,409 holdings as of February 28, 2026 |
| Facts checked | October 17, 2026 on the Schwab fund page |
What is the SCHB expense ratio?#
SCHB charges 0.03% a year. An expense ratio is the yearly fee a fund takes to run itself. On $10,000, a 0.03% fee comes to about $3 a year.
You never get a bill for it. The fund takes the fee out of its own value a little each day.
How has SCHB done since 2009?#
From November 2009 to October 2026, SCHB returned about 14.2% a year. Say you put in $10,000 at the start. It would have been worth about $94,836 at the end, with every dividend reinvested.
| Measure | SCHB |
|---|---|
| Total return | 848.4% |
| Return per year (CAGR) | 14.2% |
| Worst drop from a high | −35.3% |
| Volatility (how much it swings) | 17.4% |
| Last 12 months | 16.1% |
| Last 3 years, per year | 21.6% |
| Last 5 years, per year | 11.7% |
| Last 10 years, per year | 14.9% |
Prices through October 16, 2026. Figures use daily closing prices adjusted for splits, with dividends reinvested. They do not include taxes or the cost of buying and selling. Past results do not tell you what will happen next.
SCHB returns by year#
| Year | SCHB return |
|---|---|
| 2026 (part of the year) | 12.5% |
| 2025 | 16.9% |
| 2024 | 23.9% |
| 2023 | 26.2% |
| 2022 | −19.5% |
| 2021 | 25.8% |
| 2020 | 20.8% |
| 2019 | 30.8% |
| 2018 | −5.3% |
| 2017 | 21.2% |
| 2016 | 12.1% |
| 2015 | 0.4% |
| 2014 | 12.7% |
| 2013 | 33.2% |
| 2012 | 16.4% |
| 2011 | 1.4% |
| 2010 | 17.1% |
| 2009 (part of the year) | 7.5% |
What was SCHB’s worst drop?#
A drawdown is how far a fund falls from its last high point. SCHB’s worst fall was −35.3%, from February 19, 2020 to March 23, 2020. It got back to that high on August 12, 2020.
The chart shows how far below its last high the fund was on each day. Big drops are normal for some funds. They matter because selling during a drop locks in the loss.
Which Tactfolio strategies hold SCHB?#
No classic strategy holds SCHB yet. You can add it to your own rules in the builder and see how they would have done.
How does SCHB compare with similar ETFs?#
Funds that can stand in for SCHB:
- ITOT: iShares Core S&P Total U.S. Stock Market ETF, 0.03% a year
- VTI: Vanguard Morningstar Total Stock Market ETF, 0.03% a year
- SPYM: State Street SPDR Portfolio S&P 500 ETF, 0.02% a year
- IVV: iShares Core S&P 500 ETF, 0.03% a year
See all 8 SCHB alternatives, compared on the same dates as SCHB.
Test SCHB in your own rules#
Tactfolio is a platform where you build rules-based investing strategies, backtest them on decades of real prices, share them, and run them automatically in your own Alpaca account. Open the builder, add SCHB, and see how a rule such as “hold it only above its 200-day average” would have done. Strategies run on daily prices and hold US stocks and ETFs only.
The details#
Prices come from Tactfolio’s stored daily prices for SCHB. Each close is adjusted for splits, and dividends are reinvested on the day the fund pays them out. CAGR is the steady yearly return that turns the starting value into the ending value. Volatility is the yearly standard deviation of daily returns.
Fund facts come from Schwab. We checked them on October 17, 2026. Read what a backtest simulates and how to read drawdown and CAGR for more on these measures.
Common questions#
What is the expense ratio of SCHB?#
SCHB charges 0.03% a year, according to Schwab as of October 17, 2026. That is about $3 a year for every $10,000 you hold.
When did SCHB start trading?#
SCHB started trading on November 3, 2009. It is run by Schwab.
What does SCHB track?#
SCHB tracks the Dow Jones U.S. Broad Stock Market Index. This fund owns shares of about 2,400 US companies of all sizes.
How much has SCHB returned per year?#
From November 2009 to October 2026, SCHB returned about 14.2% a year with dividends reinvested. Its worst drop was −35.3%. Past returns do not tell you what it will do next.
Which strategies use SCHB?#
None of Tactfolio’s classic strategies hold SCHB yet. You can test it in your own rules in the builder.