SCHA: Schwab U.S. Small-Cap ETF

What does SCHA hold?#

This fund owns shares of about 1,700 smaller US companies. Small companies can grow fast, but their stock prices often jump around more than big companies do.

It tracks the Dow Jones U.S. Small-Cap Total Stock Market Index. It had 1,721 holdings as of February 28, 2026, according to Schwab.

What is the SCHA expense ratio?#

SCHA charges 0.03% a year. An expense ratio is the yearly fee a fund takes to run itself. On $10,000, a 0.03% fee comes to about $3 a year.

You never get a bill for it. The fund takes the fee out of its own value a little each day.

How has SCHA done since 2009?#

From November 2009 to October 2026, SCHA returned about 11.8% a year. Say you put in $10,000 at the start. It would have been worth about $65,837 at the end, with every dividend reinvested.

Prices through October 16, 2026. Figures use daily closing prices adjusted for splits, with dividends reinvested. They do not include taxes or the cost of buying and selling. Past results do not tell you what will happen next.

SCHA returns by year#

What was SCHA’s worst drop?#

A drawdown is how far a fund falls from its last high point. SCHA’s worst fall was −42.4%, from January 16, 2020 to March 23, 2020. It got back to that high on November 9, 2020.

The chart shows how far below its last high the fund was on each day. Big drops are normal for some funds. They matter because selling during a drop locks in the loss.

Which Tactfolio strategies hold SCHA?#

No classic strategy holds SCHA yet. You can add it to your own rules in the builder and see how they would have done.

How does SCHA compare with similar ETFs?#

Funds that can stand in for SCHA:

• VB: Vanguard Morningstar Small-Cap ETF, 0.03% a year
• IJR: iShares Core S&P Small-Cap ETF, 0.06% a year
• IWM: iShares Russell 2000 ETF, 0.19% a year
• VBR: Vanguard Morningstar Small-Cap Value ETF, 0.05% a year

See all 8 SCHA alternatives, compared on the same dates as SCHA.

Test SCHA in your own rules#

Tactfolio is a platform where you build rules-based investing strategies, backtest them on decades of real prices, share them, and run them automatically in your own Alpaca account. Open the builder, add SCHA, and see how a rule such as “hold it only above its 200-day average” would have done. Strategies run on daily prices and hold US stocks and ETFs only.

The details#

Prices come from Tactfolio’s stored daily prices for SCHA. Each close is adjusted for splits, and dividends are reinvested on the day the fund pays them out. CAGR is the steady yearly return that turns the starting value into the ending value. Volatility is the yearly standard deviation of daily returns.

Fund facts come from Schwab. We checked them on October 17, 2026. Read what a backtest simulates and how to read drawdown and CAGR for more on these measures.